Who runs this site. PCSingToHawaii.com is owned and written by Jay Miller, an individual U.S. Army veteran and licensed mortgage loan originator: Sales Manager and Certified Mortgage Advisor, CMG Home Loans, 500 Ala Moana Blvd, Suite 5-325, Honolulu, HI 96813. NMLS# 657301 · Branch NMLS# 2475890 · CMG Mortgage, Inc. NMLS# 1820 (nmlsconsumeraccess.org). Equal Housing Opportunity.
Educational content only. Everything on this site is general educational information for military families relocating to Hawaii. Nothing here is financial, legal, or tax advice; nothing is a commitment to lend, an offer of credit, a rate quote, or a solicitation for a specific loan product. Mortgage-related links lead to RealityCents.com, Jay's mortgage-education site, where the same educational standard applies.
No government affiliation. This site is privately owned. It is not affiliated with, endorsed by, or connected to the U.S. Department of Defense, the Department of Veterans Affairs, any military branch, installation, or PPV housing operator. Official military resources are linked where relevant and should always be treated as authoritative.
Accuracy and currency. Rules referenced on this site — Hawaii's animal quarantine program, vehicle shipping entitlements, BAH, school enrollment policies, housing wait lists — change over time. Pages link their official sources and date time-sensitive claims. Always verify current requirements with the linked official source before acting.
Compensation disclosure. Jay Miller earns compensation through his employment as a mortgage loan originator when readers choose to work with him on a loan. This site contains no paid third-party advertising and no affiliate links.
Contact. Questions or corrections: jaym@cmghomeloans.com · (808) 429-0811.
Quick answers
Is PCSing to Hawaii affiliated with the military?
No. The site is privately owned. It is not affiliated with, endorsed by, or connected to the U.S. Department of Defense, the Department of Veterans Affairs, any military branch, installation, or PPV housing operator.
Is anything on this site a loan offer?
No. Everything here is general educational information. Nothing is financial, legal, or tax advice, a commitment to lend, an offer of credit, a rate quote, or a solicitation for a specific loan product.
How does Jay Miller earn money from this site?
Jay Miller earns compensation through his employment as a mortgage loan originator when readers choose to work with him on a loan. The site has no paid third-party advertising and no affiliate links.
Photography credits
Photographs on this site are used under their stated licenses:
- "Waikiki Beach sunset" by Alan Light — CC BY 2.0, via Wikimedia Commons
- "Diamond Head Crater + Waikiki Beach" by Prayitno — CC BY 2.0, via Wikimedia Commons
- "Cliffs of the Koolau Range, Oahu" by Lukas — CC BY 2.0, via Wikimedia Commons
- "Na Mokulua at Waimanalo Bay" by Tony Webster — CC BY 2.0, via Wikimedia Commons
- Remaining photographs are U.S. Army, U.S. Navy, and U.S. Marine Corps photos in the public domain. The appearance of U.S. Department of Defense visual information does not imply or constitute DoD endorsement.